Excess auto liability, placed above your $1M primary.

Your primary limit $1M Where coverage ends.

Median verdict (ATRI) $1.3M Where exposure begins.

Defense costs can eat through $1M before a settlement is on the table. A verdict above your primary lands on your fleet, your reserves, your home. Turas places the tower that absorbs it.

What Turas is

A specialty wholesale brokerage — excess only, FedEx ISP class only.

Not a retail agent. We work with your current agent, not around them.

Not a carrier. We access specialty excess markets your agent typically can't reach direct.

Not a generalist. The only class we underwrite is yours — step vans under FedEx's DOT, 10 to 200+ units.

What stays the same

AgentYour current retail agent remains the agent of record.

PrimaryYour current primary auto policy and carrier are untouched.

FedExYour certificate holder arrangement with FedEx is unchanged.

What Turas adds

TowerAn excess layer above your $1M primary. Typical structure $1M xs $1M. Higher limits available on request.

UnderwritingOperator-level — a 40-point scorecard tied to your actual operation, not FedEx's shared DOT.

CapacityLead carrier partnership with Upland Specialty, finalizing Q4 2026. Additional markets in development.

To work up a quote

Primary auto declarations page Confirms underlying coverage and limit.
Five-year loss runs Frequency and severity trend.
Current fleet schedule — year, make, model, VIN, GVWR, terminal Unit-level rating.
Driver schedule — name, DOB, CDL state, years experience, hire date Tenure and experience distribution.
MVR status Clean, clear, or coded.
Lytx, Samsara, or Motive safety report (if you have one) Telematics-driven loss trend.

Who built this

David Mitchell, Founder

Before Turas, I spent 15 months at Gateway Fleets, selling EV leasing and charging-as-a-service to the same last-mile operators Turas now insures. Before that I co-founded Vertus Wildfire Insurance Services, a specialty MGA acquired by Willis Towers Watson in 2020.

I know this class because I was in your office a year ago, looking at your trucks and your drivers. Turas exists because the specialty-wholesale layer for ISP excess has been too generic for too long — we fix that at the underwriting level, operator by operator.

Direct line

David Mitchell

Founder · Turas Insurance Services LLC

Call or text 970.216.7273 Email david@turasins.com Web turasins.com

CO Lic. 267458 · CA Lic. 0M51820 · Agency CO Lic. 938499